DigiKash 2.0 is a powerful, modern and modular Laravel 11 digital wallet and payment platform designed for SaaS founders, fintech startups, online marketplaces, payment businesses and developers looking to build a feature-rich financial web application.
Developed with a modular and API-first architecture, DigiKash combines a multi-currency digital wallet, merchant payment gateway, P2P marketplace, virtual card system, subscription billing, wallet staking, mobile recharge, agent operations, KYC controls and notification system into one comprehensive platform.
Version 2.0 introduces a major collection of new revenue-focused modules, allowing administrators to activate and control different features according to user roles and business requirements.
With its modern administration system and scalable architecture, DigiKash can be customized for different fintech, wallet, payment and marketplace business models.
Launch a complete peer-to-peer trading marketplace where users can create offers and trade with other users.
The P2P module includes:
Escrow-protected P2P transactions
Buy and sell offers
Trader profiles
Offer advertisements
Payment method directory
Dispute handling
Promotion packages
Trading history
User-to-user transactions
Marketplace management from admin panel
This module makes DigiKash suitable for projects requiring a P2P exchange marketplace alongside a digital wallet.
DigiKash provides a flexible wallet infrastructure for managing digital balances and transactions.
Key wallet capabilities include:
Multi-currency wallet support
Wallet balance management
Deposits and withdrawals
Internal transfers
Transaction history
Wallet transactions
User balance management
Merchant transactions
Agent transactions
Configurable wallet operations
The wallet architecture can be customized according to the requirements of your project.
Build your own merchant payment gateway platform with DigiKash.
The merchant system is designed to provide businesses with tools for managing payments, transactions and integrations.
Features include:
Merchant accounts
Payment processing interface
Merchant dashboard
Transaction management
API-based architecture
Checkout integration
Payment history
Merchant wallet
Configurable merchant features
Ideal for developers and businesses planning to create a payment gateway, merchant platform or online payment solution.
DigiKash 2.0 includes a unified interface for managing multiple virtual card providers.
Supported integrations include:
Stripe Issuing
StroWallet
Bitnob
The multi-provider architecture allows administrators to manage supported card providers from a centralized interface.
This feature can be useful for projects that require virtual cards, digital cards or card-based financial services.
Create recurring revenue streams with the built-in subscription system.
The subscription module supports:
Multiple subscription plans
Tiered pricing
Plan management
Subscription renewals
Cancellations
Proration calculations
Transaction history
Subscription status management
Recurring billing workflows
Perfect for SaaS businesses and platforms that want to combine digital wallet services with subscription-based revenue models.
DigiKash includes a configurable Wallet Earn / Staking module.
Administrators can configure:
Staking plans
Lock periods
APY settings
Reward calculations
Scheduled reward payouts
User staking records
Staking transaction history
This provides a framework for adding configurable wallet-earning functionality to your platform.
The Mobile Recharge module allows users to recharge mobile numbers through supported providers.
Integration options include:
Reloadly
Custom HTTP driver
Sandbox driver
The module can be adapted for projects offering mobile recharge, airtime top-up and digital recharge services.
DigiKash 2.0 includes a dedicated Agent Program designed for businesses operating with agent-based payment networks.
Agent functionality includes:
Dedicated agent panel
Agent management
Commission rule engine
QR-based cash-in
QR-based cash-out
Agent transaction history
Commission management
Agent operations
This makes the platform suitable for businesses that require a structured agent banking or agent payment management system.
One of the powerful features of DigiKash 2.0 is its configurable feature-control system.
Administrators can enable or disable revenue modules according to different panels and user roles.
Feature controls can be configured for:
Users
Merchants
Agents
Additional verification gates can also be configured around:
KYC verification
Phone verification
User access
Module availability
This allows businesses to create different experiences for different types of users.
DigiKash includes a project update system designed to simplify application updates from the administration panel.
The updater system includes:
Signed releases
SHA-256 verification
Recovery backups
Automatic migrations
Admin-controlled updates
Release management
This helps developers manage application updates without manually performing every deployment step.
DigiKash supports Progressive Web App (PWA) functionality.
Users can install the platform as a web application on supported devices.
PWA features include:
Installable web application
Custom theme color
Custom application icons
Service worker
Offline capabilities
Mobile-friendly experience
This allows your web platform to provide an app-like experience without requiring a traditional native application for every use case.
The platform includes a configurable notification system supporting multiple communication channels.
Supported channels include:
SMS
Push Notifications
The SMS system supports Twilio, while notification events can be individually controlled using on/off settings.
This allows administrators to configure notifications for important user and transaction events.
DigiKash 2.0 is built on Laravel 11, making it an excellent foundation for developers who work with the modern PHP/Laravel ecosystem.
The architecture is designed with modularity and API-first development in mind, making it easier to extend the platform according to specific business requirements.
Laravel 11
PHP-based architecture
API-first approach
Modular feature system
Responsive web interface
PWA support
Multi-provider integrations
Role-based feature controls
Admin management system
Notification infrastructure
DigiKash 2.0 is suitable for:
Fintech Startups
SaaS Founders
Payment Gateway Businesses
Digital Wallet Businesses
P2P Marketplace Owners
Cryptocurrency & Digital Asset Projects
Online Payment Platforms
Merchant Payment Platforms
Virtual Card Platforms
Subscription Platforms
Mobile Recharge Businesses
Agent-Based Payment Networks
Web Development Agencies
PHP Developers
Laravel Developers
Startup Entrepreneurs
DigiKash is designed around multiple configurable revenue opportunities.
Depending on your business model, you can build services around:
P2P Marketplace • Merchant Payments • Virtual Cards • Subscriptions • Wallet Services • Staking Plans • Mobile Recharge • Agent Commissions • Payment Processing
The feature-control system allows individual modules to be enabled or disabled according to your platform's requirements.
Built using Laravel 11 for developers who want a modern PHP application foundation.
Activate the modules that match your business requirements instead of being restricted to a single use case.
Combine marketplace, merchant, subscription, wallet, recharge and other supported modules.
Designed with integrations and extensibility in mind.
Virtual card and recharge functionality can work through supported providers and configurable drivers.
Manage users, merchants, agents, transactions, modules and platform settings from the administration environment.
A modular architecture provides a strong starting point for businesses that plan to expand their financial platform over time.
DigiKash 2.0 can be customized for projects such as:
Digital Wallet Website
Multi-Currency Wallet
Payment Gateway Website
Merchant Payment Platform
P2P Exchange Marketplace
Virtual Card Platform
Fintech SaaS Platform
Payment Processing System
Subscription Billing Platform
Mobile Recharge Platform
Agent Payment System
Wallet & Marketplace Platform
Financial Technology Startup
Online Payment Solution
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DigiKash 2.0 – Laravel 11 Multi-Currency Wallet, Payment Gateway, P2P Marketplace & Virtual Card Platform
DigiKash 2.0 is an advanced Laravel 11 fintech platform featuring a multi-currency digital wallet, merchant payment gateway, P2P marketplace, multi-provider virtual cards, subscription billing, wallet staking, mobile recharge, agent management, PWA support and configurable feature controls.
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Whether you are launching a fintech startup, payment platform, SaaS product or marketplace, DigiKash 2.0 provides a powerful foundation that can be customized according to your business requirements.
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Last Update:
Aug 22, 2026 12:52 PM
Published:
Aug 22, 2026 12:50 PM
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v2.0
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